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Advertiser Disclosure

Blue Cash Preferred® Card from American Express

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Recommended Credit: Excellent,Good
Read the full review

Point Multipliers:

  • 6% Cash back at U.S. supermarkets, on up to $6,000 per year, then 1% after that.
  • 6% Cash back on select U.S. streaming subscriptions.
  • 3% Cash back on transit including taxis, rideshare, parking, tolls, trains, buses, and more.
  • 3% Cash back at U.S. gas stations.
  • 1% Cash back on other purchases.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout.

Rates & Fees

Annual Fee: $0 intro annual fee for the first year, then $95.

Why We Like It: Ideal for those optimizing for cash back and don't mind an annual fee. Earn cash back on everyday categories like select U.S. streaming subscriptions, transit, U.S. gas stations, and U.S. supermarkets (6% on up to $6,000 per year, then 1%).