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card art for the Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

The Ink Business Preferred® Credit Card is a great option if you spend a lot in business categories and want to get elevated value from your Ultimate Reward points.

Read the full review
Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which Cardonomics may receive compensation when you click on links to those products. You don't have to use our links, but we're grateful when you do! View our Advertising Policy. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

Ink Business Preferred® Credit Card Calculator

Cardonomics calculates the expected value of the Ink Business Preferred® Credit Card based on the information you provide. The expected value is calculated based on the dollar value you input into the calculator.

The default figures in the calculator are just an example, so you should enter your own information for more accurate results. The methodology for this calculator is explained at the bottom of the post.

Ink Business Preferred® Credit Card Intro Offer

Are you eligible for the intro offer? You are not eligible if you have the card.

Are you able to complete $8,000 of spend in the first 3 months?

The current public offer is 100,000 Chase Ultimate Rewards points (UR). What bonus are you considering?

MRpoints

points earned from intro offer:

0

Point Multipliers: Category Spend

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Travel
$
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Shipping purchases
$
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Advertising purchases made with social media sites and search engines
$
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Internet, cable and phone services
$
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All other purchases
$

Yearly points earned from spend breakdown:

3X Travel*9,000 UR
3X Shipping purchases*15,000 UR
3X Ads*30,000 UR
3X Internet, cable, and phone services*3,000 UR
1X After $150,000 3X category threshold0 UR
1X All other purchases1,000 UR
Total points earned per year:58,000 UR

*Earn 3 points per $1 on the first $150,000 spent in combined purchases in the following categories each account anniversary year; then 1X after that.

How do you plan on redeeming points?

Chase gives you many ways to redeem your points. Here are some common examples:

  • Points are denoted as CPP = "cents per point"

Given how you value points...

Value of points from intro offer:$0
Value from category spend:$0

Expected Value of Points

(Intro offer + spend - annual fee)

$0

Calculation Methodology

The calculator's results are determined by several factors, including your ability to meet the minimum spending requirement to earn the welcome offer, spending habits in different categories, point redemption strategy, and how much relative value you place on other benefits.

The "Years" in the calculator refer to the cardmember year, which begins when you are approved for the card. The first year of membership is the first 12 months after approval, and the second year is the 12 months following that.

card art for the Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

New Cardmember Offer! Earn 100,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

The Ink Business Preferred® Credit Card is a great option if you spend a lot in business categories and want to get elevated value from your Ultimate Reward points.

Read the full review