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card art for the The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

The The Business Platinum® Card from American Express is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts. Get over $1,000 in business value from statement credits from vendors like Dell Technologies and Adobe Creative Solutions. Terms apply.

Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which Cardonomics may receive compensation when you click on links to those products. You don't have to use our links, but we're grateful when you do! View our Advertising Policy. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

The Business Platinum Card® from American Express Calculator

Cardonomics calculates the expected value of the The Business Platinum Card® from American Express based on the information you provide. The expected value is calculated based on the dollar value you input into the calculator.

The default figures in the calculator are just an example, so you should enter your own information for more accurate results. The methodology for this calculator is explained at the bottom of the post.

The Business Platinum Card® from American Express Intro Offer

Are you eligible for the intro offer? You are not eligible if you have or have had the card (even without getting the bonus).

Are you able to complete $15,000 of spend in the first 3 months?

The current public offer is 120,000 MR. What bonus are you considering?

MRpoints

points earned from intro offer:

0

Terms apply to American Express benefits and offers. Enrollment may be required for select  American Express benefits and offers. Visit americanexpress.com to learn more. Rates & fees.

Credits: How Do You Value Them?

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$400 Dell Technologies Credit
$
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$150 Adobe Creative Solutions
$
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$360 Indeed Credit
$
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$120 Wireless Credit
$
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$200 Airline Fee Credit
$
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$189 CLEAR® Credit
$

The Business Platinum Card® from American Express annual fee is $695.

Total value of credits: $1,269

Other Perks and Benefits: How do you value them?

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Centurion Lounges
$
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Delta Sky Clubs
$
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Priority Pass and other partner airport lounges
$
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Hotel status (Marriott Gold + Hilton Gold)
$
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Access to Fine Hotels and Resorts Program
$
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Other benefits (Car rental status, Resy, travel protections, etc.)
$

Value of other perks and benefits:

Airport perks$200
Hotel perks$0
All other benefits$0
Total value:$200

Point Multipliers: Category Spend

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Flights and prepaid hotels on amextravel.com (5X points)
$
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Purchases of $5,000 or more
$
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Eligible purchases in key business categories at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers.
$
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All other purchases
$

Yearly points earned from spend breakdown:

5X Flights & prepaid hotels25,000 MR
1.5X Purchases of $5,000+27,500 MR
1.5X Key business categories3,000 MR
1X All other purchases2,000 MR
Total points earned per year:57,501 MR

How do you plan on redeeming points?

American Express gives you many ways to redeem your points. Here are some common examples:

  • Points are denoted as CPP = "cents per point"

Given how you value points...

Value of points from intro offer:$0
Value of credits:$1,269
Value from category spend:$0
Value of perks and benefits:$200

Expected Value of Points

(Intro offer + credits + spend + benefits - annual fee)

$0

For rates and fees of The Business Platinum Card® from American Express, please click here.

Calculation Methodology

The calculator's results are determined by several factors, including your ability to meet the minimum spending requirement to earn the welcome offer, spending habits in different categories, point redemption strategy, and how much relative value you place on other benefits.

The "Years" in the calculator refer to the cardmember year, which begins when you are approved for the card. The first year of membership is the first 12 months after approval, and the second year is the 12 months following that.

card art for the The Business Platinum® Card from American Express

The Business Platinum® Card from American Express

Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.

The The Business Platinum® Card from American Express is ideal for people who benefit from lounge access, travel protections, and access to programs like Fine Hotels & Resorts. Get over $1,000 in business value from statement credits from vendors like Dell Technologies and Adobe Creative Solutions. Terms apply.