Recommended Credit: Good
Point Multipliers
- Unlimited 2% cash back rewards on every purchase
- 3% cash back rewards when you book trips through SoFi Travel powered by Expedia
Other benefits
- Cell phone protection
- No foreign transaction fees
- Free credit score monitoring
- World Elite Mastercard® Benefits
Terms and conditions apply to benefits and protections.
Annual Fee: None
Why We Like It: SoFi Rewards Points can be worth $0.01 when you redeem points for one of the following:
- Shares (fractional or whole shares) credited to your SoFi Invest Account.
- Cash deposited into your SoFi Money Account or your SoFi Bank Checking or Savings Account.
- Cash applied to the outstanding balance of your SoFi Student Loan Loan Refinance or SoFi Personal Loan.
- Any promotional offer listed on the "Redeem Points" page.
It's important to note that SoFi Rewards Points are not cash and cannot be transferred to a third party.