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Advertiser Disclosure
card art for the SoFi Credit Card

SoFi Credit Card

SoFi Rewards Points can be worth $0.01 when you redeem points for one of the following:

  1. Shares (fractional or whole shares) credited to your SoFi Invest Account.
  2. Cash deposited into your SoFi Money Account or your SoFi Bank Checking or Savings Account.
  3. Cash applied to the outstanding balance of your SoFi Student Loan Loan Refinance or SoFi Personal Loan.
  4.  Any promotional offer listed on the "Redeem Points" page.

It's important to note that SoFi Rewards Points are not cash and cannot be transferred to a third party.

Point Multipliers

  • Unlimited 2% cash back rewards on every purchase
  • 3% cash back rewards when you book trips through SoFi Travel powered by Expedia

Other benefits

  • Cell phone protection
  • No foreign transaction fees
  • Free credit score monitoring
  • World Elite Mastercard® Benefits

Terms and conditions apply to benefits and protections.

Annual Fee: None

Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which Cardonomics may receive compensation when you click on links to those products. You don't have to use our links, but we're grateful when you do! View our Advertising Policy. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.