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card art for the The Platinum Card® from American Express

The Platinum Card® from American Express

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

The Platinum Card® from American Express is one of the best travel cards, especially if you can use the many credits. For many, this becomes a highly subsidized lounge access and travel perks card.

Read the full review
Check if you're pre-approved for this card or special offers using the CardMatch Tool.
Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which Cardonomics may receive compensation when you click on links to those products. You don't have to use our links, but we're grateful when you do! View our Advertising Policy. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.
humphrey's avatar

Humphrey's Take

One of my top cards especially as I’ve started traveling more. Lounge access (Centurion Lounges and Delta Sky Clubs) are a game-changer in the airport experience and I actually look forward to the experience vs. dreading it.

I personally have the business version for my business.

The Platinum Card® from American Express Calculator

Cardonomics calculates the expected value of the The Platinum Card® from American Express based on the information you provide. The expected value is calculated based on the dollar value you input into the calculator.

The default figures in the calculator are just an example, so you should enter your own information for more accurate results. The methodology for this calculator is explained at the bottom of the post.

The Platinum Card® from American Express Intro Offer

Are you eligible for the intro offer? You are not eligible if you have or have had the card (even without getting the bonus).

Are you able to complete $8,000 of spend in the first 6 months?

The current public offer is 80,000 MR. What bonus are you considering?

MRpoints

points earned from intro offer:

0

Credits: How Do You Value Them?

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$200 Uber Cash
$
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$200 Airline Fee Credit
$
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$200 Hotel Credit
$
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$100 Saks Credit
$
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$189 CLEAR Credit
$
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$155 Walmart+ Credit
$
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$300 Equinox Credit
$
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$300 SoulCycle Credit
$
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$240 Digital Entertainment Credit
$
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$100 for Global Entry or $85 for TSA Pre✓® credit
$

The Platinum Card® from American Express annual fee is $695.

Total value of credits: $1,129

Other Perks and Benefits: How do you value them?

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Centurion Lounges
$
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Delta Sky Clubs
$
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Priority Pass and other partner airport lounges
$
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Hotel status (Marriott Gold + Hilton Gold)
$
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Access to Fine Hotels and Resorts Program
$
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Other benefits (Car rental status, Resy, travel protections, etc.)
$

Value of other perks and benefits:

Airport perks$150
Hotel perks$0
All other benefits$50
Total value:$200

Point Multipliers: Category Spend

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Flights booked directly with airlines or on amextravel.com (5X points)
$
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Prepaid hotels booked on amextravel.com (5X points)
$
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All other purchases
$

Yearly points earned from spend breakdown:

5X Flights20,000 MR
5X Prepaid Hotels10,000 MR
1X All other purchases2,000 MR
Total points earned per year:32,000 MR

How do you plan on redeeming points?

American Express gives you many ways to redeem your points. Here are some common examples:

  • Points are denoted as CPP = "cents per point"

Given how you value points...

Value of points from intro offer:$0
Value of credits:$1,129
Value from category spend:$0
Value of perks and benefits:$200

Expected Value of Points

(Intro offer + credits + spend + benefits - annual fee)

$0

Calculation Methodology

The calculator's results are determined by several factors, including your ability to meet the minimum spending requirement to earn the welcome offer, spending habits in different categories, point redemption strategy, and how much relative value you place on other benefits.

The "Years" in the calculator refer to the cardmember year, which begins when you are approved for the card. The first year of membership is the first 12 months after approval, and the second year is the 12 months following that.

card art for the The Platinum Card® from American Express

The Platinum Card® from American Express

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Check if you're pre-approved for this card or special offers using the CardMatch Tool.

The Platinum Card® from American Express is one of the best travel cards, especially if you can use the many credits. For many, this becomes a highly subsidized lounge access and travel perks card.

Read the full review