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American Express® Business Gold Card

Welcome Offer: Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

Recommended Credit: Excellent/Good
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Earns 4X Membership Rewards (MR) points on your top two spend categories each billing cycle from the following categories:

  • Transit purchases, including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.
  • U.S. purchases made from electronic goods retailers and software & cloud system providers
  • U.S. gas stations
  • U.S. purchases made directly from certain technology providers (computer hardware, software, cloud solutions)
  • U.S. restaurants

The 4X rate applies to the first $150,000 in combined spending from two categories from the above list each calendar year. After this, it’s 1X. Terms apply.

You’ll also earn 3X on flights and pre-paid hotels booked on AmexTravel.com and 1X on everything else.

Terms apply.

Rates & Fees

Annual Fee: $375

Why We Like It: The American Express® Business Gold Card is one of the best cards to earn points for business owners. The card is ideal for businesses with moderate to high spend on relevant categories like U.S. advertising, U.S. gas stations, and U.S. restaurants.