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Mandy's Top Flexible Points Cards

If you’re not sure whether you want to travel or want cash back, flexible points are the best pick. They offer the best of both worlds and allow you to optimize your cards based on your current needs.

Need cash? These cards allow you to “cash out” points either as a statement credit or into your account. Want to book travel? All of the cards have travel portals within their platforms. Looking for aspirational travel? Flexible points can be transferred out to partners for outsized value.