Capital One Platinum Secured Credit Card
No annual or hidden fees.
See if you're approved in seconds.
- No hidden fees: no foreign transaction fees, replacement card fees, or authorized user fees.
- Automatic credit line reviews in as little as 6 months.
- Credit reporting to all three major credit bureaus.
Annual Fee: $0
Why We Like It: Ideal for rebuilding or building credit. You can earn your deposit back with responsible card use and upgrade to a standard, unsecured Platinum card. Terms apply.
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Naam Wynn's Take
The Capital One Platinum Secured Credit Card stands out as an excellent choice for building credit affordably. Its major appeal lies in the $0 annual fee and an initial $200 credit limit, obtainable with a refundable security deposit that may be as minimal as $49. The deposit amount can vary to $99 or $200, tailored to align with your credit history and financial situation. This card offers a cost-effective and flexible way to enhance your credit score.