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Merrick Bank Secured Credit Card

Choose your own credit line

based on how much money you want to put down as a security deposit.

card art for the Merrick Bank Secured Credit Card
Recommended Credit: See website for Details*

Annual Fee: $36 for first year. Billed $3 per month thereafter

Naam Wynn's avatar

Naam Wynn's Take

The Merrick Bank Secured Card is a solid choice for those with bad credit who are willing to pay a modest annual fee to start rebuilding their credit. With account activity reported to the three major credit bureaus, timely payments can effectively enhance your credit score.