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Advertiser Disclosure
card art for the Reflex® Platinum Mastercard®

Reflex® Platinum Mastercard®

All credit types welcome to apply

This is a relatively high annual fee credit card with limited benefits, even for those with bad credit. The card caters to those with limited or bad credit. It reports to the three major credit bureaus.

Annual Fee: See Terms

Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which Cardonomics may receive compensation when you click on links to those products. You don't have to use our links, but we're grateful when you do! View our Advertising Policy. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.
Naam Wynn's avatar

Naam Wynn's Take

The Reflex® Platinum Mastercard® offers a starting credit limit of $300 to $1,000, potentially doubling to $2,000 with timely payments for the first six months. It features a simple application process, no impact on credit score for pre-qualification, and reports monthly to major credit bureaus. This card is accepted everywhere Mastercard® is used, requires a checking account, and has no monthly fees for the first year, followed by a $10 monthly fee from the second year, waived for higher credit limits.