This website uses cookies to improve your web experience. By visiting this website, you agree to the use of cookies. Learn More.

On this page

Advertiser Disclosure
card art for the Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

The Chase Sapphire Preferred® Card is ideal for those optimizing for cash back or travel. Redeem Chase Ultimate Rewards for cash back at 1.25x on select categories through Pay Yourself Back or travel via Chase Travel℠. The card is also a basic travel card with good spend multipliers and benefits like no foreign transaction fees and primary collision damage waiver (terms apply).

Read the full review
Advertiser Disclosure: Some of the card links and products that appear on this website are from companies which Cardonomics may receive compensation when you click on links to those products. You don't have to use our links, but we're grateful when you do! View our Advertising Policy. The content on this page is accurate as of the posting date; however, some of our partner offers may have expired.

Chase Sapphire Preferred® Card Calculator

Cardonomics calculates the expected value of the Chase Sapphire Preferred® Card based on the information you provide. The expected value is calculated based on the dollar value you input into the calculator.

The default figures in the calculator are just an example, so you should enter your own information for more accurate results. The methodology for this calculator is explained at the bottom of the post.

Chase Sapphire Preferred® Card Intro Offer

Are you eligible for the intro offer? You are NOT eligible if you currently hold a Sapphire card or earned a Sapphire bonus in the last 48 months (4 years).

Are you able to complete $4,000 of spend in the first 3 months?

The current public offer is 60,000 MR. What bonus are you considering?

MRpoints

points earned from intro offer:

0

Point Multipliers: Category Spend

icon
Travel via Chase Travel℠
$
icon
Lyft purchases
$
icon
Dining, including eligible delivery services, takeout and dining out.
$
icon
Online grocery purchases
$
icon
Select streaming services
$
icon
Other travel purchases
$
icon
All other purchases
$

Yearly points earned from spend breakdown:

5X Travel via Chase Travel℠15,000 UR
5X Lyft2,500 UR
3X Dining30,000 UR
3X Online grocery3,000 UR
3X Select streaming services3,000 UR
2X Other travel purchases10,000 UR
1X All other purchases1,000 UR
Total points earned per year:64,500 UR
10% Anniversary points bonus
6,450 UR

Other Perks and Benefits: How do you value them?

icon
Up to $50 statement credit for hotel stays via Chase Travel℠ each card anniversary year
$
icon
Up to $15 in Instacart+ credit each quarter
$
icon
Up to $10 Gopuff credit each month
$
icon
DoorDash DashPass Subscription
$
icon
Primary collision damage waiver (CDW)
$
icon
Other travel protections (trip delay, baggage delay, etc)
$

Value of other perks and benefits:

Hotel credit$50
Partner benefits$0
Travel benefits$150
Total value:$200

How do you plan on redeeming points?

Given how you value points...

Value of points from intro offer:$0
Value from category spend:$0
Value of perks and benefits:$200

Expected Value of Points

(Intro offer + spend + benefits - annual fee)

$0

Calculation Methodology

The calculator's results are determined by several factors, including your ability to meet the minimum spending requirement to earn the welcome offer, spending habits in different categories, point redemption strategy, and how much relative value you place on other benefits.

The "Years" in the calculator refer to the cardmember year, which begins when you are approved for the card. The first year of membership is the first 12 months after approval, and the second year is the 12 months following that.

card art for the Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

The Chase Sapphire Preferred® Card is ideal for those optimizing for cash back or travel. Redeem Chase Ultimate Rewards for cash back at 1.25x on select categories through Pay Yourself Back or travel via Chase Travel℠. The card is also a basic travel card with good spend multipliers and benefits like no foreign transaction fees and primary collision damage waiver (terms apply).

Read the full review