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Blue Cash Everyday® Card from American Express Review

A great no annual fee option if you spend a lot on U.S. supermarkets, U.S. online retail purchases, or U.S. gas stations.

By Mandy H.|Updated on 1/3/2024

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The Blue Cash Everyday® Card from American Express is a great no annual fee option if you spend a lot on U.S. supermarkets, U.S. online retail purchases, or U.S. gas stations.

Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. See rates and fees.

card art for the Blue Cash Everyday® Card from American Express

Blue Cash Everyday® Card from American Express

Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.

A great cash back card for those who are able to maximize spend at U.S. supermarkets, U.S. Online Retailers, and U.S. gas stations on up to $6,000 per year, then 1% after that.

Read the full review

Point Multipliers

The Blue Cash Everyday® Card from American Express earns cash back (not points!) and has competitive multipliers:

  • 3% Cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1% after that
  • 3% Cash back on U.S. online retail purchases on up to $6,000 per year in purchases, then 1% after that
  • 3% Cash back at U.S. gas stations on up to $6,000 per year in purchases, then 1% after that
  • 1% Cash back on other purchases

Terms apply.

Other Benefits

The Blue Cash Everyday® Card from American Express has a handful of other benefits ranging from shopping and entertainment.

ShopRunner

You can enroll in ShopRunner to get free 2-day shipping on eligible items at a network of 100+ online stores. Minimum purchase may be required. Terms apply.

Disney Bundle Credit

You get a $7 monthly statement credit when you use your enrolled Blue Cash Everyday® Card from American Express to spend $9.99 or more each month on a subscription to the Disney Bundle. This works for DisneyPlus.com, Hulu.com, or Plus.espn.com in the U.S. Terms apply. Subject to auto-renewal.

Home Chef Credit

You get up to $15 in statement credits back per month after you use your enrolled card to purchase a Home Chef subscription. Shipping is available in the contiguous US only. Subscription subject to auto-renewal. Terms apply.

Review: Blue Cash Everyday vs Blue Cash Preferred® Card from American Express

If you have high spending in the multiplier categories that are elevated, then the card is worth considering. Since it is a no annual fee card, it’s an easy addition to any setup. 

If you have very high spending at U.S. supermarkets, it might make sense to go for the Blue Cash Preferred® Card from American Express. Rates & fees.

Isolating purely for that, you can solve the breakeven point:

where x = U.S. supermarket spend

BCP = BCE
0.06x - $95 = 0.03x
0.03x = $95
x = $3,167

If you spend more than $3,167 at U.S. supermarkets, you should go for the Blue Cash Preferred.

It’s important to to note that the card earns cash back, and not Membership Rewards. If you’re looking to optimize your daily spending for travel, consider looking at other card options that earn flexible points.

card art for the Blue Cash Preferred® Card from American Express

Blue Cash Preferred® Card from American Express

Earn a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months.

Ideal for those optimizing for cash back and don't mind an annual fee. Earn cash back on everyday categories like select U.S. streaming subscriptions, transit, U.S. gas stations, and U.S. supermarkets (6% on up to $6,000 per year, then 1%).

Read the full review

Main Takeaway

The Blue Cash Everyday® Card from American Express is an easy pickup for team cash back since it has competitive multipliers and no annual fee.

For rates and fees of the Blue Cash Everyday® Card from American Express, please click here.