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The Blue Cash Everyday® Card from American Express is a great no annual fee option if you spend a lot on U.S. supermarkets, U.S. online retail purchases, or U.S. gas stations.
Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. See rates and fees.
Blue Cash Everyday® Card from American Express
You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
Terms apply | Rates & Fees
A great cash back card for those who are able to maximize spend at U.S. supermarkets, U.S. Online Retailers, and U.S. gas stations on up to $6,000 per year, then 1% after that.
Point Multipliers
The Blue Cash Everyday® Card from American Express earns cash back received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. It has competitive multipliers:
- 3% Cash back at U.S. supermarkets on up to $6,000 per year in purchases, then 1% after that
- 3% Cash back on U.S. online retail purchases on up to $6,000 per year in purchases, then 1% after that
- 3% Cash back at U.S. gas stations on up to $6,000 per year in purchases, then 1% after that
- 1% Cash back on other purchases
Terms apply.
Other Benefits
The Blue Cash Everyday® Card from American Express has a handful of other benefits ranging from shopping and entertainment.
Disney Bundle Credit
Get up to a $7 monthly statement credit when you use your enrolled card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or stream.espn.com U.S. websites. Subject to auto-renewal.
Home Chef Credit
You get up to $15 in statement credits back per month after you use your enrolled card to purchase a Home Chef subscription. Shipping is available in the contiguous US only. Subscription subject to auto-renewal. Terms apply.
Review: Blue Cash Everyday vs Blue Cash Preferred® Card from American Express
If you have high spending in the multiplier categories that are elevated, then the card is worth considering. Since it is a no annual fee card, it’s an easy addition to any setup.
If you have very high spending at U.S. supermarkets, it might make sense to go for the Blue Cash Preferred® Card from American Express. Rates & fees.
Isolating purely for that, you can solve the breakeven point:
where x = U.S. supermarket spend
BCP = BCE
0.06x - $95 = 0.03x
0.03x = $95
x = $3,167
If you spend more than $3,167 at U.S. supermarkets, you should go for the Blue Cash Preferred.
It’s important to to note that the card earns cash back, and not Membership Rewards. If you’re looking to optimize your daily spending for travel, consider looking at other card options that earn flexible points.
Blue Cash Preferred® Card from American Express
You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.
Terms apply | Rates & Fees
Ideal for those optimizing for cash back and don't mind an annual fee. Earn cash back on everyday categories like select U.S. streaming subscriptions, transit, U.S. gas stations, and U.S. supermarkets (6% on up to $6,000 per year, then 1%).
Main Takeaway
The Blue Cash Everyday® Card from American Express is an easy pickup for team cash back since it has competitive multipliers and no annual fee.
For rates and fees of the Blue Cash Everyday® Card from American Express, please click here.