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Our Top Cards of 2024

Choosing a credit card can be overwhelming, but at Cardonomics, we simplify the process to help you find the perfect fit. We've curated a list of the top credit cards in various categories, highlighting their key benefits, rewards programs, annual fees, and other essential details. Whether you're looking for travel perks or cashback rewards, our expert reviews and comparisons make it easy to select the best card for your needs. Explore our top picks and start maximizing your rewards today.

Updated on 7/1/2024

card art for the Chase Freedom Unlimited®

Chase Freedom Unlimited®

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.

The Chase Freedom Unlimited® is one of the best no annual fee “catch-all” cards available. The card is also a key piece of the Chase Trifecta and a strong earner.

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card art for the Capital One Venture X Rewards Credit Card

Capital One Venture X Rewards Credit Card

Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening

The Capital One Venture X Rewards Credit Card is one of the best premium travel cards, given the travel perks and overall simplicity. The card does have a hefty annual fee, but the credits, anniversary miles, and perks easily outweigh this for most people.

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card art for the Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Travel℠.

The Chase Sapphire Preferred® Card is ideal for those optimizing for cash back or travel. Redeem Chase Ultimate Rewards for cash back at 1.25x on select categories through Pay Yourself Back or travel via Chase Travel℠. The card is also a basic travel card with good spend multipliers and benefits like no foreign transaction fees and primary collision damage waiver (terms apply).

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card art for the Chase Sapphire Reserve®

Chase Sapphire Reserve®

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Travel℠.

The Chase Sapphire Reserve® is a strong premium card if you care about earning points or benefits when you travel. Despite the $550 annual fee, the $300 travel credit, Priority Pass membership, and travel insurances make the card worth considering.

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card art for the The Platinum Card® from American Express

The Platinum Card® from American Express

Earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

Check if you're pre-approved for this card or special offers using the CardMatch Tool.

The Platinum Card® from American Express is one of the best travel cards, especially if you can use the many credits. For many, this becomes a highly subsidized lounge access and travel perks card. 

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card art for the American Express® Gold Card

American Express® Gold Card

Earn 60,000 Membership Rewards® Points after you spend $6,000 on eligible purchases with your new Card within the first 6 months of Card Membership.

Check if you're pre-approved for this card or special offers using the CardMatch Tool.

The American Express® Gold Card offers competitive point multipliers when it comes to purchases at restaurants and U.S. supermarkets, and it also has a handful of other benefits offered by Amex that make it stand out compared to other premium cards. 

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