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Our Top Card Issuers of 2024

Chase cards are known for their earning potential and simplicity. Whether you’re looking for extra cash back (“Pay Yourself Back”) or you’re globetrotting with their travel cards, there’s an option for you.

Chase has some great partners (Hyatt, United, Southwest, IHG), and there are plenty of cards to pick from. Chase Ultimate Rewards points can also be transferred to partners to elevated value or redeemed in the travel portal for a great deal.

By Sebastian F.|Updated on 1/11/2024

card art for the Chase Sapphire Preferred® Card

Chase Sapphire Preferred® Card

Get up to $1,050 in Chase Travel℠ value. Earn 60,000 bonus points after $4,000 in purchases in your first 3 months from account opening. That’s worth $750 when redeemed through Chase Travel. Plus, get up to $300 in statement credits on Chase Travel purchases within your first year.

The Chase Sapphire Preferred® Card is ideal for those optimizing for cash back or travel. Redeem Chase Ultimate Rewards for cash back at 1.25x on select categories through Pay Yourself Back or travel via Chase Travel℠. The card is also a basic travel card with good spend multipliers and benefits like no foreign transaction fees and primary collision damage waiver (terms apply).

Read the full review
card art for the Ink Business Unlimited® Credit Card

Ink Business Unlimited® Credit Card

Earn $900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.

The Ink Business Unlimited® Credit Card is a great “everything else” option for your business. If combined with other Chase cards, the points can be substantially more valuable whether you’re using the “Pay Yourself Back” program or redeeming for travel.

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card art for the Ink Business Cash® Credit Card

Ink Business Cash® Credit Card

Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.

The Ink Business Cash® Credit Card is one of the best no-annual fee options available that has competitive multipliers for common business categories. The cash back earned is in points and has substantial upside if used in conjunction with other Chase cards.

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card art for the Chase Sapphire Reserve®

Chase Sapphire Reserve®

Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

The Chase Sapphire Reserve® is a strong premium card if you care about earning points or benefits when you travel. Despite the $550 annual fee, the $300 travel credit, Priority Pass membership, and travel insurances make the card worth considering.

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card art for the Chase Freedom Unlimited®

Chase Freedom Unlimited®

Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That's 6.5% on travel purchased through Chase Travel℠, 4.5% on dining and drugstores, and 3% on all other purchases.

The Chase Freedom Unlimited® is one of the best no annual fee “catch-all” cards available. The card is also a key piece of the Chase Trifecta and a strong earner.

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card art for the Ink Business Preferred® Credit Card

Ink Business Preferred® Credit Card

Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

The Ink Business Preferred® Credit Card is a great option if you spend a lot in business categories and want to get elevated value from your Ultimate Reward points.

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card art for the Ink Business Premier® Credit Card

Ink Business Premier® Credit Card

Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.

Earn unlimited cash back on all purchases. Although it's advertised as cash back, the Ink Business Premier Credit Card earns Ultimate Rewards (UR) points. However, you are unable to combine the UR points with other Chase cards in the ecosystem for redemption.

card art for the World of Hyatt Business Credit Card

World of Hyatt Business Credit Card

60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

Earn Hyatt points faster. If you spend $50,000 or more (calendar year) you get 10% of the points you redeem back for the remainder of the year. Get up to $100 in Hyatt statement credits when you spend $50 or more at any Hyatt property, and earn $50 statement credits up to two times each anniversary year. 

card art for the IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

Earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening

A great card for IHG loyalists that gives you automatic Platinum Elite status as long as the card is open. You also get an anniversary night (valued up to 40,000 points) every cardmember year for keeping the card, which helps offset the annual fee.

card art for the IHG One Rewards Traveler Credit Card

IHG One Rewards Traveler Credit Card

Earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.

A great card for IHG loyalists that gives you automatic Silver Elite status with the opportunity to earn Gold Elite status. Enjoy a reward night when you redeem points for a four-night consecutive stay at IHG properties.

card art for the IHG One Rewards Premier Business Credit Card

IHG One Rewards Premier Business Credit Card

Earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.

A great card for IHG loyalists that gives you automatic Platinum Elite status as long as the card is open. You also get an anniversary night (valued up to 40,000 points) every cardmember year for keeping the card, which helps offset the annual fee.

card art for the United Quest℠ Card

United Quest℠ Card

Earn 60,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

Ideal for United loyalists who want to earn miles faster. The $125 credit and two 5,000 anniversary award credits help offset the annual fee. On top of that, you get free first and second checked bags.

card art for the United℠ Explorer Card

United℠ Explorer Card

Earn 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

The ideal card to get the perks of airline status, without being a frequent flyer. Get a free first checked bag when flying United. In addition, get 2 United Club one-time passes per year.

card art for the United Gateway℠ Card

United Gateway℠ Card

Earn 20,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open. Plus, 0% intro APR for 12 months from account opening on purchases. Learn more.

Good entry level United card to earn miles faster at gas stations and local transit. Get 25% back as a statement credit on United inflight and Club premium drink purchases.

card art for the United Club℠ Infinite Card

United Club℠ Infinite Card

Earn 80,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

The main draw of the United Club℠ Infinite Card is United Club membership. Enjoy unlimited access for you and eligible travel companions to United Clubs and participating Star Alliance affiliate lounges worldwide. 

card art for the United℠ Business Card

United℠ Business Card

Earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.

Get the perks of airline status, without being a frequent flyer. The card comes with 2 United Club one-time passes per year. Plus, add employee cards at no additional cost.

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card art for the Aeroplan® Credit Card

Aeroplan® Credit Card

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.

Ideal for loyalists who want to earn Aeroplan points. Level up your travel with Aeroplan Elite Status. New cardmembers automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year. You'll also get 500 bonus points for every $2,000 you spend in a calendar month. Terms apply.

card art for the Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

The flagship card for Southwest Airlines loyalist. Get a $75 Southwest annual travel credit each year, along with 4 Upgraded Boardings per year when available. Get to A-List status faster by earning 1,500 tier qualifying points (TQPs) toward A-List status for every $10,000 spent in purchases annually–with no limit on the amount of TQPs you can earn.

card art for the Southwest Rapid Rewards® Premier Credit Card

Southwest Rapid Rewards® Premier Credit Card

Earn 85,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.

Ideal for Southwest loyalist that want to spend their way to A-List status. Earn 1,500 TQPs toward A-List status for every $10,000 you spend–there is no limit on the amount of TQPs you can earn. Get 6,000 points every cardmember anniversary.

card art for the Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Earn 85,000 bonus points after spending $3,000 on purchases in the first 3 months from account opening.

Enjoy elevated Southwest perks like 2 EarlyBird Check-In passes each year, and 25% back on inflight purchases. Get 3,000 points every year on your Cardmember anniversary.

card art for the Southwest Rapid Rewards® Performance Business Credit Card

Southwest Rapid Rewards® Performance Business Credit Card

Earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.

Flagship Southwest Airlines business card. Get spend multipliers on various business categories like paid advertising and travel. Earn 9,000 points every cardmember anniversary. In addition, you get 4 upgraded boardings and 365 inflight wifi credits every year.

card art for the Southwest Rapid Rewards® Premier Business Credit Card

Southwest Rapid Rewards® Premier Business Credit Card

Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.

Enjoy elevated Southwest Airline benefits like 2 EarlyBird Check-In passes per year and 25% inflight purchase discount. Earn 1,500 TQPs toward A-List status for every $10,000 you spend.

card art for the British Airways Visa Signature® Card

British Airways Visa Signature® Card

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Ideal for loyalists who want to earn Avios. Get a 10% discount when booking via a special link and up to $600 statement credit on reward flight bookings. Earn a two-for-one "travel together" ticket spend you spend $30,000 each year on the card. Terms apply.

card art for the Iberia Visa Signature® Card

Iberia Visa Signature® Card

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Ideal for Iberia loyalist to earn more Avios. Earn a $1,000 discount voucher after spending $30,000 on the card; terms apply. Get a 10% discount on airfare when you use your card and book your flight on https://iberia.com/Chase10.

card art for the Aer Lingus Visa Signature® Card

Aer Lingus Visa Signature® Card

Earn 85,000 Avios after you spend $5,000 on purchases within the first three months of account opening.

Ideal for loyalists who want to earn Avios. The card offers priority boarding on specific flights, and a Commercial Airline Companion Ticket when you spend $30,000 on the card every calendar year.