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Bilt Obsidian Card
Welcome offer: Earn $200 Bilt Cash when you apply and are approved. At the end of each calendar year, any Bilt Cash balance over $100 will expire.
Terms apply | Rates & Fees
The Bilt Obsidian Card is a mid-tier option if you don't want a high annual fee card, and still take advantage of the bonus categories like travel, dining and groceries.
Point Multipliers
- Earn points on housing with no transaction fee.
- Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
- 3X points on your choice of grocery (up to $25,000 per year, then 1X) or dining. Your 3X category choice remains in effect for the entire calendar year.
- 2X points on travel
- 1X points on everyday spend
Other Benefits:
- $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.
Terms apply | Rates & Fees
Annual Fee: $95