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card art for the Bilt Palladium Card

Bilt Palladium Card

Welcome bonus (subject to approval): 50,000 Bilt Points + Gold Status after spending $4,000 on everyday purchases in the first 90 days + $300 of Bilt Cash.

Terms apply | Rates & Fees

The Bilt Palladium Card might be the sweet spot out of the three Bilt cards to choose from. It has a welcome bonus, and earning 2x points on everyday spending keeps it simple, especially since you can transfer points out to Bilt's transfer partners.

Point multipliers

  • Earn points on housing with no transaction fee.
  • Earn up to 1.25X points on rent and mortgage payments with no transaction fee.
  •  2X points on everyday spend.

Other benefits 

  • $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
  • $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
  • No foreign transaction fees.
  • Priority Pass  ($469/year value). See Guide to Benefits.

Terms apply | Rates & Fees

Annual Fee: $495

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