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card art for the Sapphire Reserve for Business℠

Sapphire Reserve for Business℠

Earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there's no competition.

Built for business owners who prioritize travel and flexibility, offering premium perks like 8x points on Chase Travel℠ and up to $300 in annual travel credits, making it a strong contender for those who can maximize its elevated earn rates and benefits year-round.

Point Multipliers:

  • 8x points on all Chase Travel℠ purchases
  • 4x points on flights and hotels booked directly
  • 3X points on advertising with social media platforms and search engines
    • If you’re spending big on Meta, Google Ads, or TikTok, this could be a high-ROI play.
  • 1x points on other purchases

Annual Fee: $795

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