Our Top Cards of 2026

Point Multipliers:

• 8x points on all Chase Travel℠ purchases
• 4x points on flights and hotels booked directly
• 3X points on advertising with social media platforms and search engines
  • If you’re spending big on Meta, Google Ads, or TikTok, this could be a high-ROI play.
• 1x points on other purchases

Point multipliers

•  2X points + 4% back in Bilt Cash on everyday purchases. 
• Earn up to 1X points on rent and mortgage payments.

Other benefits 

• $400 Bilt Travel Hotel credit. Applied twice a year, as $200 statement credits, for qualifying Bilt Travel Portal hotel bookings.
• $200 Bilt Cash (awarded annually). At the end of each calendar year, any Bilt Cash balance over $100 will expire.
• No foreign transaction fees.
• Priority Pass  ($469/year value). See Guide to Benefits.

Point Multipliers

•  Earn up to 1X points on rent and mortgage payments.
• 1X points + 4% back in Bilt Cash on everyday purchases. 
• 3X points on your choice of grocery (up to $25K/year) or dining. Your 3X category choice remains in effect for the entire calendar year. 
• 2X points on travel. 

Other Benefits: 

• $100 Bilt Travel Hotel credit. Applied twice a year, as $50 statement credits, for qualifying Bilt Travel Portal hotel bookings.

Point Multipliers: 

• Earn up to 1X points on rent and mortgage payments.
• 1X points + 4% back in Bilt Cash on everyday purchases.